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Term Life Insurance Vs. Whole Life

There is a constant debate between term life insurance vs whole life insurance. Some types of life insurance — permanent life insurance policies — have a monetary value that you can obtain by cashing out the policy or by borrowing against it. Though it can seem attractive, most financial experts agree that this feature should be seen as a secondary... [Read more of this article]

Optometrists, what does this prescription for new glasses mean?

I had eye exam yesterday, and was given a script for glasses. It reads: right = sphere -0.50 cylinder SPH left = sphere -.75 cylinder -0.50 axis 065 Lens Type SVL Tint/Coating ARC (I know what this is) What does this mean, in layman’s terms? I was told that my right eye is fine. If that’s true, why can’t I see the... [Read more of this article]

No Medical Exam Term Life Insurance Explained

In view of  no medical exam term life insurance? Life Insurance might too be a form  of savings, with the purpose of  the selection of contributing commonly. Additionally, a slight branded point of life insurance is with the purpose of it might be united with a folks pension set up. An human being can generate offerings to a pension that will be... [Read more of this article]

Do you think I will be approved for Social Sec. Mental Disability?

I have applied for disability (last Oct) and now have a mental exam on Monday. I am very nervous. My husband took his life 2 yrs ago and cut our 15 yr old dog’s throat. He later died. I am still working very limited hrs for health care insurance. My short term memory is horrible, I live like a hermit and can’t sleep… My quality... [Read more of this article]

Does anyone know of a good life Insurance Company without medical exams?

Does anyone know of a good life Insurance Company without medical exams, and one that will allow you to get back all your paid premiums at the end of the term, if there is such a thing like that? Also one that want drop you when your term comes to close just because you got very sick 10, 15, 20 years later. Thanks In my experience with insurance companies... [Read more of this article]

Where can I find affordable life insurance for sr citizen in-laws?

I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have no burial policy, and each is worried about leaving the other with burial expenses and debts. I have seen a few ads online, but when you get to the fine print, they seem... [Read more of this article]

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