Comments on: Do you think I will be approved for Social Sec. Mental Disability? http://www.termlifeinsurancevs.net/do-you-think-i-will-be-approved-for-social-sec-mental-disability The Truth Revealed About Life Insurance Tue, 24 Jan 2012 15:12:59 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Venatrix Avia http://www.termlifeinsurancevs.net/do-you-think-i-will-be-approved-for-social-sec-mental-disability/comment-page-1#comment-481 Venatrix Avia Fri, 12 Feb 2010 08:58:59 +0000 http://www.termlifeinsurancevs.net/term-life-insurance-no-exam/do-you-think-i-will-be-approved-for-social-sec-mental-disability#comment-481 What a terrible story. I'm so sorry that happened to you, and I completely understand how you could have become so deeply depressed. Have you been going through treatment (therapy, antidepressants, etc.)? Have you ever been hospitalized? If you have a consistent and documented record of seeking treatment, then your chances are considerably better, but I have to be honest with you: if you've never been hospitalized, then it can sometimes be difficult to get disability payments for a mental condition. The burden of proof lies so heavily on you in such situations, because as I'm sure you can understand, it's hard for anyone to "disprove" depression. It's such an internal illness, which makes it hard for them to weed out people just trying to game the system. That's the reason they're making you go through that exam. They just want to make sure that you're really in a bad way. However, if, as you say, you have a lot of documentation, then your chances are much, much better. If your claim should be denied, though, then you might look into finding a lawyer to help you file a claim again. Sometimes it takes a professional to know how to assemble all of the documentation in a way that makes sense to the beaurocrats. I can't offer any more information than that, I'm afraid, but I do wish you the best of luck. ETA: Hey, how did the exam go today?<br><b>References : </b><br> What a terrible story. I’m so sorry that happened to you, and I completely understand how you could have become so deeply depressed. Have you been going through treatment (therapy, antidepressants, etc.)? Have you ever been hospitalized?

If you have a consistent and documented record of seeking treatment, then your chances are considerably better, but I have to be honest with you: if you’ve never been hospitalized, then it can sometimes be difficult to get disability payments for a mental condition. The burden of proof lies so heavily on you in such situations, because as I’m sure you can understand, it’s hard for anyone to "disprove" depression. It’s such an internal illness, which makes it hard for them to weed out people just trying to game the system. That’s the reason they’re making you go through that exam. They just want to make sure that you’re really in a bad way.

However, if, as you say, you have a lot of documentation, then your chances are much, much better. If your claim should be denied, though, then you might look into finding a lawyer to help you file a claim again. Sometimes it takes a professional to know how to assemble all of the documentation in a way that makes sense to the beaurocrats.

I can’t offer any more information than that, I’m afraid, but I do wish you the best of luck.

ETA: Hey, how did the exam go today?
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]]> By: Jesus Petrucci http://www.termlifeinsurancevs.net/do-you-think-i-will-be-approved-for-social-sec-mental-disability/comment-page-1#comment-480 Jesus Petrucci Fri, 12 Feb 2010 08:24:59 +0000 http://www.termlifeinsurancevs.net/term-life-insurance-no-exam/do-you-think-i-will-be-approved-for-social-sec-mental-disability#comment-480 A job would probably help keep you sane. It would get you out of the house and and give you a sense of purpose.<br><b>References : </b><br> A job would probably help keep you sane. It would get you out of the house and and give you a sense of purpose.
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]]> By: mdoggs83 http://www.termlifeinsurancevs.net/do-you-think-i-will-be-approved-for-social-sec-mental-disability/comment-page-1#comment-479 mdoggs83 Fri, 12 Feb 2010 07:57:59 +0000 http://www.termlifeinsurancevs.net/term-life-insurance-no-exam/do-you-think-i-will-be-approved-for-social-sec-mental-disability#comment-479 you might get it.. But i don't know. Maybe you need to forget the past a work towards the future<br><b>References : </b><br> you might get it.. But i don’t know. Maybe you need to forget the past a work towards the future
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]]> By: Daniel W http://www.termlifeinsurancevs.net/do-you-think-i-will-be-approved-for-social-sec-mental-disability/comment-page-1#comment-478 Daniel W Fri, 12 Feb 2010 07:13:59 +0000 http://www.termlifeinsurancevs.net/term-life-insurance-no-exam/do-you-think-i-will-be-approved-for-social-sec-mental-disability#comment-478 So people die and so do dogs. Get off my wallet and get a job.<br><b>References : </b><br> So people die and so do dogs. Get off my wallet and get a job.
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