does anyone know of a good life insurance quote site?
I need to do a comparison so I can get the best rates.
There is no such thing as a good life insurance quote site. First, all online sites "lowball" premiums, quoting best underwriting classes for which most won’t qualify, and ignoring underwriting issues that will adversely affect the rate. More importantly, life insurance is not a commodity to be purchased by price; it is an intricate financial tool that is worthless unless properly employed. Consult with a properly qualified financial planner or advisor, not an insurance agent.
There is no such thing as a good life insurance quote site. First, all online sites "lowball" premiums, quoting best underwriting classes for which most won’t qualify, and ignoring underwriting issues that will adversely affect the rate. More importantly, life insurance is not a commodity to be purchased by price; it is an intricate financial tool that is worthless unless properly employed. Consult with a properly qualified financial planner or advisor, not an insurance agent.
References :
I’d have to agree with rcdrury. Life insurance can get pretty "complicated" and it’s best to make an educated decision between term and whole life, although I completely understand that you’d like to ensure that you are getting the best possible rate. Do some research online to educate yourself and then, once you have a clear idea of what kind of life insurance policy you are looking for you may want to double check with a financial advisor before making a final decision. Only then can you shop policy rates.
Good Luck
References :
http://www.savingmoneysmarts.com/compare_life_insurance.html