How much is basic basic basic insurance going to cost me? First time car buyer, first time driver, etc?
I’m 18, I’ve never owned a car, credit, insurance or anything.
I’ve been living on my own for the last 6 months (moved out of parents house) and finally have enough to buy a car. However, I somehow was quoted $712/mo @ Allstate (online), and I’m definitely not paying that much for a car that’s only worth just under $1,500… that’s insane. I’d rather walk then pay that crap.
What do you suggest I do to get a lot lower insurance rate ($150~ and under a month, 200 tops)?
If it’s oddly possible or somewhat rare of a possibility to get those rates in my condition, then I’m just going to get a motorcycle. I got quoted $124/mo for insurance on a 600cc. I want one more anyway.
Somewhat sidetracked but, back to the question.
How can I lower that?
My mom said she might switch to Nationwide, since she lives in another state, and register my vehicle in her name so I can get the price she pays ($89/mo)…
autoinsurance.noneto.com – check this one. As I remember they have lowest car insurance rates for teens and young drivers.
Unless you are in college or the military, your plan with your Mother will not work. If stopped with out of State plates, you will be asked your employment status and if you are a resident of that State. This will require you to get plates and insurance for the State you are living in.
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autoinsurance.noneto.com – check this one. As I remember they have lowest car insurance rates for teens and young drivers.
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Unmarried males under 25 pay the highest rates since that group has the most claims. Your driving record, and length of time as a licensed driver, plus the make of the car have a big influence on the premium. Before buying a car, call an agent to find the rate classification – you want a car that is in the lowest rate class. A high deductible will lower the cost, as well as the lowest coverage. If the car is financed, collision will be required, but if paid for, liability is all you need by law.
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My insurance on a 7-seat car is $140 per YEAR (I live in United Kingdom)
Your insurance prices are crazy even for a teen driver!
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