If women get low car insurance rates, because they are rated as a group, shouldn’t men have low medical rates?
Women get low car rates b/c they, as a group, are less likely to have accidents. Feminists quote this fact all the time.
Yet women live 8+ yrs. longer than men, and spend the last years of their lives using numerous and costly medical resources. Women use ~50% more medical resources than men.
Why, then, aren’t women required to pay higher medical premiums?
Why aren’t feminists marching on Washington demanding that women pay more? Oh, sorry … I forgot. Feminists say they want equality, but their actions show different.
Because modern feminists don’t want THAT much equality. They want just enough equality to benefit them.
Good question I always wondered too.
References :
Because modern feminists don’t want THAT much equality. They want just enough equality to benefit them.
References :
Hypocrisy.
But I think women DO in fact pay more. Usually with insurance, your rates go up with age as your health declines. I don’t know for a fact, but I’ve heard people say that women pay more than men. And they SHOULD..
References :
Because we can never have true equality. Is it not racist to hire due to affirmitive action. Should their even be a race or sex question on any information sheet? With the exception of medical and police forms. That will be the only way to truely help equality. Make it illegal to ask you sex or race on paper work.
References :
Why don’t you ask an insurance agent this instead of attributing it to the vast feminist conspiracy. What a cop out.
References :
In short, feminists are highly selective in what they push for and just how hard.
Actuaries will vouch for the FACT that women are involved in more MVAs than men, yet the degree of damage sustained is less, hence that’s why their premiums are lower.
Indeed, you’re absolutely correct, females in the US utilize much more medicare entitlement resources by virtue of longevity, however socialized programs like medicare and medicaid don’t rate consumers by actuarial measures, thus socialism ensures "equality."
There’s your answer in a nutshell.
References :
This is a difficult subject; it could apply to a lot of things.
I think its perfectly fair to make people pay for services based on relevant grouping.
It would be unfair to treat people as individuals E.G: An unlucky person born with cancer would have to pay a massive amount for medical treatment.
It would also be unfair to treat everyone equally because some groups of people will end up costing much more than others: E.G Smokers will cost more for medical treatment, (if its their own fault, why should healthy people pay for their decisions?)
To conclude: It is not fair that men should pay more for motor insurance, yet pay the same amount as women for medical treatment. This happens because car insurance is based on men and women as two different groups, and medical insurance is based on them as a single group.
References :
As a former insurance agent, I know for a fact women pay more for health insurance. If you want to bitch about something, how about how women get back more from social security than men do.
Smokers are starting to more in group health policies, fat people are begining to pay more also.
References :
Your "stats" are not credible. As a nurse I know county medical budgets are slurped significantly more by costly male violence, knifings, male-initiated domestic violence, gunshot wounds, substance abuse, the majority of severe vehicle accidents, reckless driving, the majority of drunk driving accidents, the majority of drug-overdoses, suicide attempts, cardiac disease, risk-taking behaviors on atv’s / motorcycles / bicycles/ skateboards, head trauma hospitals, etc. while women DO unfairly pay more in health insurance. I agree with you completely in the matter of our need to significantly increase health care insurance rates for those costing health care budgets the most . . . males. I also support the insurance industry’s movement to raise the legal driving age for males only to 18 which is anticipated to significantly reduce social service health care costs related to poor driving skills in the 16-18 year old male demographic grouping.
References :
Women actually use less medical resources than men. I’m an insurance broker who deals with life insurance… Men often wait too long to get a proper diagnosis. Additionally since most medicine is tested on men and not on women there is a lack of proper medical care for many women. For examples, it was decades before women’s symptons for heart attacks were listed differently than men… because their symptoms are different.
There is also evidence that married men live longer than their single brethrens while a single woman lives longer than her married sister.
Interesting facts.
References :
Older men get just as sick as women do, they are just too stubborn to go to the doctor. You said it yourself, they die sooner. I am middle aged and I am never sick. I haven’t been to a doctor in years.
There is no reason for men to get lower medical insurance rates.
References :
The state I live in outlawed discrimination in car insurance because PennDot noticed a weird trend.
Accidents caused by men decreased slightly and accidents caused by women increased dramatically in the last 10 years.
Heck the worst pile up on 81 north in the history of that road in luzerne county was caused by a female driver that panicked during a brief white out. Luckily no innocent bystander was killed when she slammed on her breaks. Sadly she didn’t survive.
References :
Aside from having to get some skin cancer lesions and cataracts removed, I doubt my mother, who is in her 80s, actually uses up that much in medical resources. Not all elderly people are in poor health and require constant medical attention.
References :
We do, especially if you are a woman between the ages of 18 and 45. Child birth is expensive. My husband and I looked into getting me on his insurance before I had my own. It was $300 a month with his state insurance (typically very good…it was $50 a month for my dad to carry my sister and I as teens). We are now lucky enough for my employer to fully cover me.
When my husband was working two part time jobs after college it was only $200/month for him with an unaffiliated company.
Know your facts.
References :
Ever consider that healthcare costs are higher for women because of childbirth, which is *drumroll* half a man’s fault?
References :
Reading the answers above remind me how much feminists have convinced women to tow the feminist line – at all costs.
The simple fact is that our society discriminates against men, when women like it. This is why the feminists are saying nothing about the fact that women don’t have to fight to defend our country.
Feminism is a cancer to our society.
References :
It’s quite simple really. Being a danger on the road is someone’s fault, it’s because they are being stupid, drink driving, or trying to impress their mates by racing. it’s a choice.
However, having an illness or disease is not a choice.
References :
Where does your figure of 50% more on resources come from? I question the accuracy of this.
Obviously if women live longer than men they will use up more medical resources. In addition women are a greater percentage of the population. You have to take all these points into account and they must have an impact on the figures. Women also have babies are you suggesting they should be penalised because of this.
Also I think that you are wrong when you say car insurance is lower for women as they have less accidents, I believe that the insurance is less as the accidents women have are far less costly and are more likely to be dents and broken lights whereas men tend to have far more high speed accidents where the costs per accident to the insurance company is far higher.
References :