Comments on: What must she do now? 2 policies one was cancelled and the other wasn’t, now she has a letter from DMV….

By: mbrcatz17

mbrcatz17 — Wed, 06 Jan 2010 16:05:59 +0000

Well, the issue is, the insurance companies upload the info to the DMV. As soon as the new policy was issued, it "overwrote" the old policy. So when the new policy was cancelled, the ONLY policy the DMV had on the car looks cancelled.

She’s going to have to call her agent, and have the OLD company "upload" to the dmv, the registration information, and verify insurance coverage for her. She can ALSO call the dmv, and I believe in NY you can go online, and type in the correct insurance information, and they’ll give the insurance company 30 days to "upload" the information again.

So it’s not a huge deal, but she WILL have to be faithful about following up to make sure everyone does their part.
References :
agent, 21+ years

By: big lar

big lar — Wed, 06 Jan 2010 15:50:59 +0000

just show them a copy of the one not cancelled if the date goes back far enough it should be cool
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By: oklatom

oklatom — Wed, 06 Jan 2010 15:09:59 +0000

Send a copy of the card to the DMV
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By: Bill D

Bill D — Wed, 06 Jan 2010 15:02:59 +0000

This is normal. DMV is now requiring ALL DRIVERS to have insurance on the road due to many hit-and-runs by people with NO INSURANCE. You should call DMV and tell them that you have a policy with a company and either fax it over or head to a DMV office near you and give them the cards you received from the insurance company (her mothers). GET THIS DONE ASAP!!! OTHERWISE DMV WILL FINE YOU!
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