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	<title>Comments on: Which insurance company in California offers a $5K-$10K term life policy?</title>
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	<link>http://www.termlifeinsurancevs.net/which-insurance-company-in-california-offers-a-5k-10k-term-life-policy</link>
	<description>The Truth Revealed About Life Insurance</description>
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		<title>By: Henry</title>
		<link>http://www.termlifeinsurancevs.net/which-insurance-company-in-california-offers-a-5k-10k-term-life-policy/comment-page-1#comment-662</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Thu, 25 Mar 2010 05:03:59 +0000</pubDate>
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		<description>Try this site
http://linsurance.notlong.com
here you can get quotes from different companies.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Try this site</p>
<p><a href="http://linsurance.notlong.com" rel="nofollow">http://linsurance.notlong.com</a></p>
<p>here you can get quotes from different companies.<br /><b>References : </b></p>
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		<title>By: rcdrury</title>
		<link>http://www.termlifeinsurancevs.net/which-insurance-company-in-california-offers-a-5k-10k-term-life-policy/comment-page-1#comment-661</link>
		<dc:creator>rcdrury</dc:creator>
		<pubDate>Thu, 25 Mar 2010 04:48:59 +0000</pubDate>
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		<description>What could possibly be the purpose of a term policy for this small an amount?
Term insurance is temporary insurance; it is for temporary needs only.  A death benefit this low could likely only be a burial policy.  Such a policy is worthless unless it is guaranteed to be in force when the insured dies.  That means that permanent coverage is required.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>What could possibly be the purpose of a term policy for this small an amount?</p>
<p>Term insurance is temporary insurance; it is for temporary needs only.  A death benefit this low could likely only be a burial policy.  Such a policy is worthless unless it is guaranteed to be in force when the insured dies.  That means that permanent coverage is required.<br /><b>References : </b></p>
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		<title>By: mbrcatz</title>
		<link>http://www.termlifeinsurancevs.net/which-insurance-company-in-california-offers-a-5k-10k-term-life-policy/comment-page-1#comment-660</link>
		<dc:creator>mbrcatz</dc:creator>
		<pubDate>Thu, 25 Mar 2010 04:28:59 +0000</pubDate>
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		<description>Right, it&#039;s kind of like trying to find a house painter that&#039;s willing to paint four square inches of your house.
What&#039;s the GOAL of that policy, and why do you want it for so little?  See, there&#039;s a minimum COST involved in processing that paperwork, so to get a TERM policy for that little, would cost the same as a term policy for $100,000.  It&#039;s not like you&#039;d save MONEY by having the policy for that little.
And if the goal is burial, you PROBABLY want whole life.
Super small value policies like that, are going to be whole life policies.  If you only want it for a couple years because you think someone&#039;s going to DIE that fast, well, the policy would be contestable.
So.  Define the goal.  Then select the appropriate product.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Right, it&#8217;s kind of like trying to find a house painter that&#8217;s willing to paint four square inches of your house.  </p>
<p>What&#8217;s the GOAL of that policy, and why do you want it for so little?  See, there&#8217;s a minimum COST involved in processing that paperwork, so to get a TERM policy for that little, would cost the same as a term policy for $100,000.  It&#8217;s not like you&#8217;d save MONEY by having the policy for that little.  </p>
<p>And if the goal is burial, you PROBABLY want whole life.  </p>
<p>Super small value policies like that, are going to be whole life policies.  If you only want it for a couple years because you think someone&#8217;s going to DIE that fast, well, the policy would be contestable.</p>
<p>So.  Define the goal.  Then select the appropriate product.<br /><b>References : </b></p>
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		<title>By: car253</title>
		<link>http://www.termlifeinsurancevs.net/which-insurance-company-in-california-offers-a-5k-10k-term-life-policy/comment-page-1#comment-659</link>
		<dc:creator>car253</dc:creator>
		<pubDate>Thu, 25 Mar 2010 03:51:59 +0000</pubDate>
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		<description>Because term rates are so cheap why not get a policy that really covers what you need.
Probly the only time you want such low coverage is if you have health problems or are older and can not afford the high premiums.
Why do you want such low coverage?   You should call some local insurance agents and get some advice on what you really need and why.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Because term rates are so cheap why not get a policy that really covers what you need.</p>
<p>Probly the only time you want such low coverage is if you have health problems or are older and can not afford the high premiums.</p>
<p>Why do you want such low coverage?   You should call some local insurance agents and get some advice on what you really need and why.<br /><b>References : </b></p>
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